Affiliate Disclosure

Last updated: August 2026

Calcuty provides free calculators and educational tools related to mortgages, loans, and personal finance planning. To help cover the cost of running and maintaining these tools, some pages on this site include links to third-party lenders and service providers, including Kiavi. If you click one of these links and go on to use that provider's services, Calcuty may receive a commission. This comes at no additional cost to you.

Calcuty is independent

Calcuty is not a lender, broker, or bank, and does not make lending decisions, set interest rates, or determine loan terms. We are an independent website that provides calculators and general information. Any third party we link to — including Kiavi — operates independently of Calcuty, sets its own rates, terms, and eligibility requirements, and makes its own decisions about applications.

We are not responsible for third-party providers

Because Calcuty does not control the products, services, decisions, or conduct of any third party we link to, we are not responsible or liable for:

• The accuracy of rates, terms, or offers presented by a third-party provider
• Approval, denial, or any other decision made by a third-party provider
• The quality of service, communication, or experience you have with a third-party provider
• Any third party's privacy practices, data handling, or terms of service

We encourage you to independently review the terms, privacy policy, and disclosures of any third-party provider before proceeding with them.

Our commitment

Our calculators are built to give you accurate, independent math based on the numbers you enter — not to steer you toward any particular outcome. Affiliate relationships do not change how our calculators work or what results they show you.

Contact

If you have questions about this disclosure, you can reach us at hello@calcuty.com.

Calcuty
133 Buttonwood St. Reading Pennsylvania 19601